Will you soon be charged for every UPI transaction over ₹2,000? Following the passage of the 2026 Tax Amendment Bill, rumors are swirling that free digital payments are coming to an end. Here is the truth behind the legal changes, what Merchant Discount Rates (MDR) actually mean for your wallet, and why your daily payments remain safe—for now.

Imagine getting a video call from someone in a police uniform claiming a parcel with illegal drugs was intercepted in your name. You’re ordered not to hang up, shown a fake police station, and coerced into transferring your life savings. It’s called a “Digital Arrest”—and while the law says no such thing exists, victims across India have lost over ₹2,000 crores to it this year alone. Here’s how the scam works and how to protect yourself.

Paper cash just went digital! Discover how the Reserve Bank of India’s official e-Rupee works, how it cuts out bank-server downtime, and how it differs from UPI and Bitcoin. Plus, check out our step-by-step setup guide to claim your digital wallet.